Turn luxury shoppers into your customers.
Croissant Pay sends our 200,000+ luxury shoppers to your checkout with credit to spend, and every order settles with you at full price.
Jordan paid $1,295 with Croissant Pay$500 in Croissant credit, $795 by card
Built into your checkout, online and in store.
We set Croissant Pay up with you, online and in store.
- 01Shoppers choose Croissant PayIt is one more way to pay at your checkout, like Shop Pay.
- 02They pay with credit and a cardShoppers pay with the credit in their Croissant wallets and cover any overage with their card of choice.
- 03You get a paid orderIt shows up in your Shopify at full price, and we settle with you twice monthly, less our commission.
Shoppers
Shoppers and stylists buy at full price.
Members earn 10% back as credit on every purchase, so they have a reason to pick your store and to come back.
Jordan paid $1,295$500 in Croissant credit, $795 by card
Jordan shops your site with credit to spend.
The order shows up in your Shopify from a new customer, and the relationship is yours.
Sasha pulled $4,180Four pieces for a client, paid by Croissant
Sasha pulls four pieces for a client.
We pay you full price, and anything sent back follows your return policy.
- #1048Jordan R. · Shopper$1,295Paid
- #1052Sasha L. for a client · Stylist$4,180Paid
Checkout
Credit in, full price out.
Jordan picks Croissant Pay at your checkout and spends $500 of credit, with a card for the rest. You get a paid Shopify order, at full price.
They spend $10K to $25K a year on fashion.
Croissant shoppers buy 50 or more fashion pieces a year.
Guaranteed resale on eligible pieces gives shoppers a reason to keep what they buy.
Pricing
The payment method customers come back for.
Shoppers earn 10% back as credit on every purchase, get credit drops from brands, and sell what they're done with to Croissant. That gives them a reason to pick your store, and a reason to come back.
in Croissant Pay commission
- 3%
in processing fees that Croissant covers
- 10% to 15%
in shopper rewards that come back to you
- 2% to 7%
is what you actually pay
+$245 credit back10% back on a $2,450 dress
+$100 credit dropTo spend at partner brands
+$689 resale payoutAstley Jacket, sold to Croissant
Need to know
Frequently asked questions.
- Croissant Pay is a checkout option that lets 200,000+ luxury shoppers spend their credit at your store.
- It works like Shop Pay, as one more way to pay at checkout.
- Shoppers choose Croissant Pay, pay with the credit in their Croissant wallets, and cover any overage with their card of choice.
- At the register, the associate reads the customer a ticket number, and the customer pays from their phone in the Croissant iPhone app. Shopify POS brands add the Croissant Pay tile, and for Heartland (the POS provider) we set it up with you.
- A stylist pulls pieces for a client, and Croissant fronts the pull. We pay you for the full-price order, and what the client doesn't keep comes back under your return policy.
- The order shows up in your Shopify from a new customer, and the relationship is yours.
- Croissant charges 20% of each Croissant Pay order and covers the card processing.
- Shoppers and stylists earn rewards out of that 20%.
- There are no setup fees, monthly fees, minimums, or commitments, and Optimize is included with Croissant Pay.
- We pay you in USD to your existing payout account, settled twice monthly.
- If you need cash sooner, Croissant Capital buys your store credit up front.
- We pay you full price, and anything sent back follows your return policy.
- A score from 0 to 10 for how good a new customer is likely to be for your brand, built from receipts across fashion and beauty brands.
- It weighs how deep their purchase history goes, how much they buy at full price, and how often they return.
- It is built to predict lifetime value.
- Optimize names a customer at or above your VIC score (8.5 to start, and yours to change) as a VIC, and a notable one, such as an executive, a creator, or anyone with 100K+ followers, at any score, each with its own alert.
- Partner brands share their order histories with us, and Croissant members connect their receipts. That adds up to $9B+ in purchases from 7M+ shoppers. Other brands never see your orders, and we never sell or share your customer data.
- Optimize connects through one Croissant App on your store. It reads your orders and scores them, and it never messages your customers. Nothing goes to ad platforms. Alerts and recaps arrive by email, and in Slack once you connect it.
- Your 30-day Optimize trial starts when you connect your store. Once Croissant Pay is live, Optimize stays on. We score your last 60 days of orders when you connect, so your VICs are ready on day one.
- Most brands are funded within 5 to 8 days of signing.
- From $25K to $5M+, based on your brand's size and revenue. Longer terms, up to four years, mean larger amounts.
- Start from $25K over a shorter term, and move to a longer one only if it's working for you.
- You sell us store credit, and you never pay us back. In return, you fulfill orders from our shoppers at full price.
- Your full-price sales stay at full price, and shoppers pay what they always have.
- We need Croissant Pay live on your site, and in your stores if you have them.
- Croissant Pay is by invite, and Optimize comes with it.
- Any luxury, contemporary, or premium brand with a Shopify or custom checkout is eligible.
- Once your invite is approved, you install the Croissant App on Shopify, add Croissant Pay to your checkout, and we switch it on with you once your store is set up.
- For another platform or a custom checkout, we set up Croissant Pay and Optimize with you.
- Brands we have already set up get a direct link from our team.
By invite
Request an invite to Croissant Pay.
Tell us about your brand and our team will reply. Optimize is included with Croissant Pay, and brands on Croissant Pay can apply for Capital.